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Como se calculan tus puntos INFONAVIT

7 Sencillos pasos para determinarlo

Como se calculan tus puntos INFONAVIT

Para obtener un crédito Infonavit, el primer requisito es contar con los 116 puntos necesarios para iniciar el trámite. Te decimos cómo se hace el cálculo de puntos, el cual se determina bajo los siguientes factores:

1.- Tu salario diario integrado, antes de impuestos u otros descuentos.

2.- Tu edad, lo cual se establece conforme a la tabla Edad-Salario.

3.- Antigüedad en el empleo actual (bimestres cotizados de manera continua).
Entre seis y 12 bimestres = 16 puntos.
Entre 13 y 15 bimestres = 23 puntos.
16 bimestres o más = 38 puntos.

4.- Recibes puntos adicionales por cada salario mensual integrado dentro del saldo de la Subcuenta de Vivienda.

5.- El cálculo es dinámico, la cantidad de puntos puede variar conforme a otras especificaciones, para lo cual te recomendamos consultar la página web del Infonavit.

6.- La inscripción de solicitudes para obtener un crédito en cualquiera de sus modalidades es permanente y el sistema de puntuación aplica de manera independiente.

7.- El Consejo de Administración del Infonavit determina la puntuación mínima exigible por localidad y tipo de vivienda.

Posted in INFONAVIT

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